Is This September the Perfect Month to Buy a Home?

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It’s the perennial question, and one that both consumers and the media have asked me incessantly over the past few weeks: When is the best time of year to buy a home?

The question inspired me to look at the seasonal patterns for supply and demand a couple of weeks ago, revealing the upper hand that buyers who are willing to close on a home in off-peak times like the fall and winter might have.

But upon closer inspection I found this: September could be the best month all year to sign a contract to buy a home.

Why? Multiple factors are coming together to make this September unique.

The first factor is supply. Buyers will now have more choices than they have had for the past 10 months. According to our daily survey of visitors to realtor.com®, the single biggest factor holding back buyers from making a purchase all year long has been the inability to find a home that meets their needs. That’s because both existing- and new-home supply has been tight all year. Happily, listings inventory on realtor.com has been growing all spring and summer, a pattern that continued into August. As of the third week in August, inventory was at 1.91 million units, up 3% from July and up 21% from January. Read More
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How to cut your monthly grocery bill in half

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Your grocery bill can quickly add up.

Danielle Wagasky, who stretched $14,000 a year to cover her family’s needs for five years, would know.

After adding up all of her purchases one month, she was shocked to find out that she was spending $800 on groceries for a Nevada-based family of four. This wake-up call inspired her to get smart about grocery shopping, and she managed to cut her expenses in half.

“The grocery bill is one thing you have absolute control over,” she writes in her book “Living a Beautiful Life on Less.”

“You are not locked into a contract like you are with cellphone or rental agreements. You are not stuck with a monthly rate like you are with the internet and cable … A grocery bill is different, and that’s why it’s the most important expense to learn to control.”

Here’s how she learned to control her grocery bill, and how you can too: Read More
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